Bank of England Mortgage Niche Loans

Niche Loans

We offer a number of loan products for borrowers with complex loan scenarios such as:

  • Credit scores as low as 560
  • Use of bank statements and/or asset amortization to satisfy loan income requirements. This alternative qualification option is particularly useful for self-employed borrowers or borrowers who have significant assets but little regular income.
  • Non-warrantable condominiums
  • Recent adverse credit events such as multiple late mortgage payments, bankruptcies, and even foreclosures.
  • Investors with multiple investment properties- up to 20 investment properties - without the need to calculate the borrower’s debt-to-income ratio or to provide borrower’s tax returns.
  • Cashout-Piggyback-HELOCs up to 95% of property value

Regardless of the complexity of your financial situation, it is likely we have a product to help you achieve your homeownership goals. Please contact us at 617-586-4300 to discuss your home purchase plans so that we can determine the best product for your needs.